Sunday, 28 December 2008

[creative-radio] Digest Number 2530

There are 2 messages in this issue.

Topics in this digest:

1a. Geraldine Harris Adams is out of the office.
From: Geraldine Harris Adams

2. Kiva - We Let You Loan to the Working Poor
From: George Lessard

1a. Geraldine Harris Adams is out of the office.
Posted by: "Geraldine Harris Adams"
Date: Sat Dec 27, 2008 11:02 am ((PST))

I will be out of the office starting 24/12/2008 and will not return until

I will respond to your messages at that time.

Messages in this topic (8)
2. Kiva - We Let You Loan to the Working Poor
Posted by: "George Lessard" themediamentor
Date: Sat Dec 27, 2008 11:02 am ((PST))

We Let You Loan to the Working Poor

Kiva's mission is to connect people through lending for the sake of
alleviating poverty.

Kiva is the world's first person-to-person micro-lending website,
empowering individuals to lend directly to unique entrepreneurs in the
developing world.

The people you see on Kiva's site are real individuals in need of funding
- not marketing material. When you browse entrepreneurs' profiles on the
site, choose someone to lend to, and then make a loan, you are helping a
real person make great strides towards economic independence and improve
life for themselves, their family, and their community. Throughout the
course of the loan (usually 6-12 months), you can receive email journal
updates and track repayments. Then, when you get your loan money back, you
can relend to someone else in need.

Kiva partners with existing expert microfinance institutions. In doing so,
we gain access to outstanding entrepreneurs from impoverished communities
world-wide. Our partners are experts in choosing qualified entrepreneurs.
That said, they are usually short on funds. Through Kiva, our partners
upload their entrepreneur profiles directly to the site so you can lend to
them. When you do, not only do you get a unique experience connecting to a
specific entrepreneur on the other side of the planet, but our
microfinance partners can do more of what they do, more efficiently.

Kiva provides a data-rich, transparent lending platform. We are constantly
working to make the system more transparent to show how money flows
throughout the entire cycle, and what effect it has on the people and
institutions lending it, borrowing it, and managing it along the way. To
do this, we are using the power of the internet to facilitate one-to-one
connections that were previously prohibitively expensive. Child
sponsorship has always been a high overhead business. Kiva creates a
similar interpersonal connection at much lower costs due to the instant,
inexpensive nature of internet delivery. The individuals featured on our
website are real people who need a loan and are waiting for
socially-minded individuals like you to lend them money.

How Kiva Works

Choose an Entrepreneur, Lend, Get Repaid

1) Lenders like you browse profiles of entrepreneurs in need, and choose
someone to lend to. When they lend, using PayPal or their credit cards,
Kiva collects the funds and then passes them along to one of our
microfinance partners worldwide.

2) Kiva's microfinance partners distribute the loan funds to the selected
entrepreneur. Often, our partners also provide training and other
assistance to maximize the entrepreneur's chances of success.

3) Over time, the entrepreneur repays their loan. Repayment and other
updates are posted on Kiva and emailed to lenders who wish to receive

4) When lenders get their money back, they can re-lend to someone else in
need, donate their funds to Kiva (to cover operational expenses), or
withdraw their funds.

Corporate Partners
Institutional Supporters

Messages in this topic (1)

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